The 9 Most Creative Cities In The World What is the world’s most creative city right now? And in which cities are the creative class spending their time? It’s no surprise that the answers to these questions change often, but we’ve dug deep to discover where …
The 15 Coolest Neighborhoods in the World in 2024 Choosing the 15 coolest neighborhoods in the world is not an easy task. Why? For one, finding the trendiest districts in town is a never-ending mission. Yesterday’s happening ‘hoods are soon gentrified and transformed by upmarket …
Remote Health for Remote Workers and Nomads is SafetyWing’s newest insurance product catering to anyone in need of a robust, reliable medical plan both in their home country and while abroad. It provides $1,000,000 in emergency medical coverage, covers pre-existing conditions and hospital visits anywhere in the world, and even provides coverage for COVID-19.
If you’re an expat living abroad, or someone who spends several months of the year in your home country and several months internationally, Remote Health for Remote Workers and Nomads could be a great fit for you.
The brainchild of three Norwegians, SafetyWing provides a modern take on travel and medical insurance. Based between Oslo and Silicon Valley, they’re building a global safety net for online freelancers, entrepreneurs, digital nomads, and frequent travelers.
Their flagship product, Nomad Insurance, was designed specifically for travelers and nomads. But now, with the advent of Remote Health for Remote Workers and Nomads, SafetyWing has expanded its reach to an even wider audience encompassing less frequent travelers, expats living abroad, and more.
In this post, we’ll compare Remote Health with its two biggest competitors—World Nomads and SafetyWing’s own Nomad Insurance—to see which is the best fit for you.
Who Is Each Plan For?
Remote Health for Remote Workers and Nomads
Remote Health is a catch-all insurance policy that works well for anyone in need of health care while living in their home country, expats living abroad, and long-term travelers. It’s especially useful if you find yourself straddling several of those categories: perhaps you travel abroad each winter and spend your summers at home, or maybe you split your time between two or more countries every year.
Most other insurance providers only cover you whether you’re at home OR when you’re abroad, so having coverage for both with the same plan is a big perk. Remote Health does not provide coverage for Americans and Canadians living in their home country.
Nomad Insurance
Nomad Insurance caters to a smaller subsection of those who could use Remote Health: frequent travelers. If you’re a digital nomad who spends most of your time away from home, Nomad Insurance is likely the right option for you. It allows for 30 days of home country coverage out of every 90 days (or 15 days per 90 days if you’re American), so you can still visit home whenever you want.
World Nomads
World Nomads, like Nomad Insurance, is designed for travelers. However, World Nomads doesn’t offer any home country coverage, so it’s only useful while you’re on the road, and won’t cover you when you pop back home.
Coverage
Remote Health For Remote Workers and Nomads
Remote Health is one of the very few insurance policies available for both remote workers and regular folks alike. It provides significantly broader coverage than either of Nomad Insurance and World Nomads, which is why it’s positioned as a policy for all of your health and medical needs, not just emergency care while you travel. Remote Health offers coverage at any public or private hospital in the world.
Remote Health comprehensive coverage includes:
Coverage Type
Coverage Limit
Hospital charges, medical practitioners and specialist fees: Charges for in-patient or day-patient treatment made by a hospital, including charges for accommodation. This also includes prescribed drugs and dressings.
Full refund
Diagnostic Procedures: Medically necessary diagnostic procedures like MRIs, PETs, and CT scans.
$5,000
Renal Failure and Dialysis: Treatment of renal failure, including renal dialysis.
$20,000
Organ Transplant:Treatment for organ transplants like kidney, pancreas, or bone marrow (not including costs associated with the donor).
$150,000
Cancer: Treatment for cancer including oncologist fees, surgery, chemotherapy etc.
Full refund
Newborns: Hospital treatment of premature or acute condition newborns within 30 days of birth.
$50,000
Pandemics: Including COVID-19
Full refund
Congenital Disorders
$25,000
Reconstructive Surgeries
Full refund
Hospital or Out-Patient Surgeries
$500,000
Emergency Dental Treatment: Treatment required to natural teeth following an accident that necessitates your admission to a hospital for at least one night.
$500,000
Rehabilitation: Rehab when referred by a specialist and part of Treatment for a condition necessitating admission to a recognized rehab unit of a hospital. Coverage includes things like physical therapy and occupational therapy fees, etc.
$500,000
Emergency Ambulance Transportation
Full refund
Evacuation: Arrangements to move you to the nearest medical facility when you’re in life-threatening condition.
$100,000
Repatriation: Economy airfare to return you and an accompanying person to your home country.
Full refund
Hospital Cash Benefit:Cash payable to you if you stay in the hospital overnight in your country of residence.
$3,750
Annual Maximum
$1,000,000 per year
You can also tailor your Remote Health plan by selecting a handful of different add-ons. Here are four of the add-ons Remote Health offers:
Dental Care: Coverage of up to $1,500 when you need to see a dentist for routine care such as check-ups, fillings, etc., or more complex care like repairing or receiving new crowns, dentures, or inlays. (Note: You must be at least 9 months into your policy to receive coverage for dental care.)
US, Hong Kong & Singapore: Remote Health generally only provides 30 days of coverage per year in these countries. This add-on boosts that to 6 months of coverage per year.
Outpatient Care: Get covered for medical visits outside of the hospital such as your family doctor, physiotherapy etc. There’s a 10% co-pay attached to this add-on, which means that if your appointment costs $150, you’ll pay $15 and be reimbursed $135.
Maternity Care: Covers routine check-ups, scans, and delivery costs during pregnancy. This benefit covers up to $5,000 with a co-pay of 20%. (Note: You must be at least 12 months into your policy to receive coverage for maternity care.)
Nomad Insurance covers travelers all over the world (except for North Korea, Cuba and Iran) while they’re outside of their home country. It also offers 30 days of home country coverage per every 90 days (15 days of home country coverage per every 90 days if you’re American), making it a great fit for travelers and digital nomads who spend most of their time abroad with the occasional visit back home.
Nomad Insurance coverage includes:
Coverage Type
Coverage Limit
Emergency Room Visit
Full Refund
Urgent Care Center
Full Refund
Emergency Dental
$1,000
Acute Onset of Pre-Existing Condition
Full Refund
Terrorism
$50,000
Emergency Medical Expenses
Full Refund
Emergency Medical Evacuation
$100,000
Trip Interruption
$5,000
Lost Checked Luggage
$3,000 ($500 per item)
Personal Liability
$10,000
Annual Maximum
$250,000 per year
World Nomads
World Nomads offers two policies: their Standard plan, which provides basic coverage, and their Explorer plan, which offers more robust coverage. We’ll focus on their Explorer plan in this post. World Nomads also provides slightly different levels of coverage depending on your nationality, so this is what the World Nomads Explorer plan covers for Americans:
Coverage Type
Coverage Limit
Emergency Accident & Sickness Medical Expense
$100,000
Emergency Evacuation
$500,000
Repatriation of Remains
$500,000
Non-Medical Emergency Transportation
$25,000
Trip Cancellation
$10,000
Trip Interruption
$10,000
Trip Delay
$1,500
Baggage & Personal Effects
$3,000
Baggage Delay (outward journey only)
$750
Rental Car Damage – where permissible
$35,000
Accidental Death & Dismemberment
$10,000
Generali Global Assistance 24-Hour Assistance Services
Unlimited
Remote Health for Remote Workers and Nomads vs. Nomad Insurance vs. World Nomads
Now we’ll compare the highlights of each plan for a 35-year-old policyholder. For a more detailed look at the coverage each plan provides, refer to the Coverage section above or click on the link to their policy at the bottom of this table.
Remote Health for Remote Workers and Nomads
Nomad Insurance
World Nomads Explorer
Monthly Cost
$153
$37
$209
Emergency Medical
$1,000,000
$250,000
$100,000
Trip Cancellation
No
No
$10,000
Emergency Dental
$1,500
$1,000
$750
Trip Interruption
No
$5,000
$10,000
Lost Baggage
No
$3,000
$3,000
Personal Liability Coverage
No
$10,000
No
Home Country Coverage
Yes
30 days out of every 90 days (15 days out of every 90 days for Americans)
No
Coverage Area
Worldwide
Worldwide excluding North Korea, Cuba and Iran
Worldwide excluding North Korea, Cuba, Iran, Crimea and Syria
Remote Health for Remote Workers and Nomads’ Stance on COVID-19
Unlike most of the big insurance providers, Remote Health does not exclude pandemics, including COVID-19, from its coverage. Here’s the level of coverage you can expect with Remote Health if you contract coronavirus:
Treatment: Remote Health has no exclusion on pandemics, so treatment of coronavirus in a hospital is covered.
Isolation: Remote Health covers treatment in an isolation ward if deemed necessary by your doctor.
Hospital Cash Benefit: If you stay in a free-of-charge hospital (example: a public hospital in your home country), you’re eligible for a cash payout of up to $125 per night for up to 30 nights.
Claims: Extra fast turnaround times for treatment pre-authorizations and claims for members diagnosed with COVID-19.
Our Recommendation
Overall, Remote Health for Remote Workers and Nomads is a significantly more comprehensive medical plan than Nomad Insurance or World Nomads. It’s an excellent fit for anyone spending extended periods of time in multiple countries, or someone looking for all-encompassing coverage in their home country. With a $1 million annual limit and generous coverage across a wide variety of ailments and mishaps, we highly recommend Remote Health for Remote Workers and Nomads.
After months of extensive research and testing, we’ve found Planet Express to be the best, cheapest, most reliable package and mail forwarding service in the United States. If you’re looking to shop online in the U.S., or to have mail or documents from the U.S. …
SafetyWing is a $37 monthly travel & medical insurance plan with impressive emergency medical and dental coverage, $3,000 of lost luggage coverage and a $250,000 maximum limit. In other words, it offers the best value of any travel and medical insurance plan on the planet. …
Shipping items you buy from Loungefly to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Loungefly—or any other retailer that doesn’t ship to Canada—shipped right to your doorstep in Canada with zero trouble and minimal fees.
The key is in using Planet Express, a package forwarder that will accept your Loungefly order and forward it on to you in Canada. Regardless of where you’re buying from, this method works smoothly.
Loungefly is a popular accessories brand known for its trendy and unique designs. They specialize in selling backpacks, handbags, wallets, and other accessories inspired by pop culture, including Disney, Marvel, Star Wars, and more. Their target customers are fashion-forward individuals who enjoy expressing their personal style through accessories. Loungefly is based in Southern California and has gained a strong following for its high-quality products and attention to detail.
Does Loungefly Ship To Canada?
No, Loungefly does not ship to Canada, but I’ve designed a process for getting any Loungefly order shipped to Canada with zero headaches.
It involves using a package forwarder: a warehouse that will accept your Loungefly order and forward it on to you in Canada.
Here’s the exact process, explained step-by-step.
How To Get Loungefly Orders Shipped To Canada
Step 1: Choose A Package Forwarder
Choosing the right package forwarder is important, because the package forwarder you use determines how quickly you’ll receive your order and how expensive the shipping is. I spent hours researching fourteen of the best package forwarders and scored each of them on a variety of metrics. Here are the five primary metrics I looked at:
Service Fees: How much they charge to accept and ship packages, including additional services like long-term storage, re-packing, package consolidation, and more.
Monthly Fees: How much they charge in monthly fees, if anything.
Pricing Transparency: How much they share about their shipping prices before I send my order to their warehouse.
Speed: How quickly they process and ship out packages.
Customer Service: How satisfied other users are with their service, and how quickly/thoroughly they respond to questions.
After reviewing the data, it was clear that Planet Express was the best package forwarder for my needs. Their customer service team responded to my questions quickly, they have thousands of 5-star reviews online, and their fees were consistently lower than the other package forwarders I researched.
To learn more about Planet Express—including a walkthrough of the Planet Express dashboard—watch the video below.
Here are a few other things I like about Planet Express:
Planet Express has a tax-free warehouse in Oregon, so you can avoid paying sales tax on your purchases.
Planet Express will consolidate multiple packages into a single shipment, significantly reducing shipping costs when you make multiple purchases.
Planet Express sends you free photos of your package as soon as it arrives at their warehouse.
Planet Express offers extremely cheap storage for your packages. Every package receives 10 days of free storage, but after that, Planet Express only charges one cent per pound per day. That means storing a 1-lb package in their warehouse for a month only costs $0.30!
After you sign up with Planet Express, you’ll receive a unique mailing address at their warehouse. When you go to make your purchase, then, you can just enter your Planet Express address instead of your home address as the shipping address.
If you’re not able to enter your home address as your credit card billing address, you should also be able to use your Planet Express warehouse address without any issues.
Step 3: Forward Your Package
As soon as your package arrives at Planet Express’ warehouse, they’ll send you photos of it to let you know it’s arrived. You’ll also be given a series of shipping options to choose from.
I find that there’s generally at least 4 shipping options corresponding to 4 different price-speed combinations. Sometimes there can be as many as 10+ shipping options—it just depends on the weight, size and value of your package.
You can choose whichever option you prefer and have your package sent out the same day.
My Personal Experience With Planet Express
I’ve used Planet Express more than a dozen times to ship packages to different parts of the world, and the experience has always been very smooth. Here’s how things went the last time I did it.
First, I placed my order and had it sent to my unique address at the Planet Express warehouse. Less than 48 hours later, I received an email from Planet Express letting me know that my order had arrived.
Second, I filled in Planet Express’ super-easy customs declaration form with the four pieces of information required:
The item being shipped
The number of items being shipped
The value of the item
Whether the item contains batteries
Third, I chose the shipping option I wanted from a list of eight options. Prices ranged from $6-$35 USD, plus insurance at an additional $2 USD, so I chose the cheapest option ($8 USD, including the insurance), and I was done. My package was shipped out the same day, and when it arrived, everything was in perfect shape.
In Summary
Overall, getting Loungefly items shipped to Canada is extremely easy and smooth. The costs are low, and in my experience you’ll actually end up saving money, since buying direct from Loungefly is often cheaper than buying from other comparable retailers in Canada. If you’re buying from Loungefly, or any other retailer that doesn’t ship to Canada, I’m confident this method will serve you well.
Does Sephora USA ship to Australia? No, but my workaround shows you exactly how to get your Sephora USA order shipped to Australia quickly and cheaply.
Shipping items you buy from Castlery to Canada used to be a hassle, but not anymore. This post lays out a dead-simple process for getting your order from Castlery—or any other retailer that doesn’t ship to Canada—shipped right to your doorstep in Canada with zero trouble and minimal fees.
The key is in using Planet Express, a package forwarder that will accept your Castlery order and forward it on to you in Canada. Regardless of where you’re buying from, this method works smoothly.
Castlery is a modern furniture retailer that offers a wide range of stylish and contemporary furniture pieces for the home. Their product line includes sofas, dining tables, beds, chairs, and other home accessories. With a focus on quality craftsmanship and timeless design, Castlery caters to customers who appreciate minimalist aesthetics and value functionality. Based in Singapore, Castlery operates both online and offline, providing customers with a seamless shopping experience and delivering their products worldwide.
Does Castlery Ship To Canada?
No, Castlery does not ship to Canada, but I’ve designed a process for getting any Castlery order shipped to Canada with zero headaches.
It involves using a package forwarder: a warehouse that will accept your Castlery order and forward it on to you in Canada.
Here’s the exact process, explained step-by-step.
How To Get Castlery Orders Shipped To Canada
Step 1: Choose A Package Forwarder
Choosing the right package forwarder is important, because the package forwarder you use determines how quickly you’ll receive your order and how expensive the shipping is. I spent hours researching fourteen of the best package forwarders and scored each of them on a variety of metrics. Here are the five primary metrics I looked at:
Service Fees: How much they charge to accept and ship packages, including additional services like long-term storage, re-packing, package consolidation, and more.
Monthly Fees: How much they charge in monthly fees, if anything.
Pricing Transparency: How much they share about their shipping prices before I send my order to their warehouse.
Speed: How quickly they process and ship out packages.
Customer Service: How satisfied other users are with their service, and how quickly/thoroughly they respond to questions.
After reviewing the data, it was clear that Planet Express was the best package forwarder for my needs. Their customer service team responded to my questions quickly, they have thousands of 5-star reviews online, and their fees were consistently lower than the other package forwarders I researched.
To learn more about Planet Express—including a walkthrough of the Planet Express dashboard—watch the video below.
Here are a few other things I like about Planet Express:
Planet Express has a tax-free warehouse in Oregon, so you can avoid paying sales tax on your purchases.
Planet Express will consolidate multiple packages into a single shipment, significantly reducing shipping costs when you make multiple purchases.
Planet Express sends you free photos of your package as soon as it arrives at their warehouse.
Planet Express offers extremely cheap storage for your packages. Every package receives 10 days of free storage, but after that, Planet Express only charges one cent per pound per day. That means storing a 1-lb package in their warehouse for a month only costs $0.30!
After you sign up with Planet Express, you’ll receive a unique mailing address at their warehouse. When you go to make your purchase, then, you can just enter your Planet Express address instead of your home address as the shipping address.
If you’re not able to enter your home address as your credit card billing address, you should also be able to use your Planet Express warehouse address without any issues.
Step 3: Forward Your Package
As soon as your package arrives at Planet Express’ warehouse, they’ll send you photos of it to let you know it’s arrived. You’ll also be given a series of shipping options to choose from.
I find that there’s generally at least 4 shipping options corresponding to 4 different price-speed combinations. Sometimes there can be as many as 10+ shipping options—it just depends on the weight, size and value of your package.
You can choose whichever option you prefer and have your package sent out the same day.
My Personal Experience With Planet Express
I’ve used Planet Express more than a dozen times to ship packages to different parts of the world, and the experience has always been very smooth. Here’s how things went the last time I did it.
First, I placed my order and had it sent to my unique address at the Planet Express warehouse. Less than 48 hours later, I received an email from Planet Express letting me know that my order had arrived.
Second, I filled in Planet Express’ super-easy customs declaration form with the four pieces of information required:
The item being shipped
The number of items being shipped
The value of the item
Whether the item contains batteries
Third, I chose the shipping option I wanted from a list of eight options. Prices ranged from $6-$35 USD, plus insurance at an additional $2 USD, so I chose the cheapest option ($8 USD, including the insurance), and I was done. My package was shipped out the same day, and when it arrived, everything was in perfect shape.
In Summary
Overall, getting Castlery items shipped to Canada is extremely easy and smooth. The costs are low, and in my experience you’ll actually end up saving money, since buying direct from Castlery is often cheaper than buying from other comparable retailers in Canada. If you’re buying from Castlery, or any other retailer that doesn’t ship to Canada, I’m confident this method will serve you well.